At the Wiser Financial Group, we offer more than financial services.
Our advisors are an extension of your family. And, like family, we’re as protective of your assets as you are. With a range of investment options – for individuals and businesses alike – we’re here to help you pursue your financial goals, maximize your investments for growth, and plan for your financial future. Maybe you only have a little to invest. Or, maybe you’re sitting on a substantial nest egg. We treat all of our investors with the same care, while personalizing an investment strategy that’s right for them.
Services
Retirement
Retirement can be the best time of your life. Are you poised to enjoy it to your fullest? It’s never too early – or too late – to begin planning the retirement you’ve earned. Knowing what you’ll need in retirement to maintain your standard of living can help you decide how much to save. Our experienced financial advisors have one goal: to help you gain financial independence and long-term confidence. We’ll help you select a suitable investment strategy to plan for your financial future. And, if you are already retired, we can help you make the most of your retirement years.
Investment
You’ve worked hard to build your wealth and you need to trust that it’s in both responsible and capable hands. The professionals at the Wiser Financial Group have earned the loyalty of families like yours – often generation after generation – by making it our highest duty to carefully manage assets and help maximize growth opportunities. Our services consist of fee-based asset management services, and, in some cases, commission-based investment products. We offer several different negotiated, fee-based platforms. Commission-based programs that adhere to the fiduciary standard have no fixed fee, and commissions are paid based on your account’s activity and the amount you decide to invest.
Education
Funding your children’s or grandchildren’s education is one way you can leave a legacy that can continue to give for generations. As one of the largest investments you may ever make, naturally, it requires a bit of planning. Whether you’re starting your planning early, or have a shorter time frame before that final tuition bill is due, we’ll determine how much you’ll need to save for each child, based on their age. Then, using our knowledge of college financing programs, we’ll work with you to develop an investment strategy that aims to provide the funding needed for a professional degree.
Insurance
Many view individual life insurance as a tool to cushion the impact when something goes wrong, like protecting against the financial loss that the death of a loved one can create. At the Wiser Financial Group, we understand that life insurance can also help alleviate worry and offer tax advantages. With so many different types of insurance products available, how do you decide which is right for you? Our experienced advisors will help you cut through the confusion and what seems like endless options to select insurance coverage that works for your situation and aligns with your future goals.
Employer
To stay competitive and attract top talent you need to provide an appealing benefits package. Experts at the Wiser Financial Group can provide small- and medium-sized businesses the ability to supplement current employee benefit programs with 401(k) plans, money purchase plans, 403(b) plans, simple IRAs, and SEP IRAs. Often, employees find plans confusing and complicated. As a result, they don’t get the most out of them because they don’t know how to invest. By adding financial planning to your package, you can provide a benefit on top of your other benefits. This service can include professional financial planning as well as financial education and advice.
Estate
One of the greatest gifts you can give your family is providing precise details for handling your estate and/or business when the time comes that you’re no longer able. Estate planning can help alleviate burdens, stress, confusion, and misunderstandings about how you wish your assets to be managed, distributed, or preserved. Family dynamics can further complicate an already complex matter. Our experts will work with you and your legal counsel to break down this process, from writing a will to designating an executor, as well as other considerations that may be unique to your family.
6100 Stadium Drive, Kalamazoo MI 49009
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Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Neither Kestra IS nor Kestra AS are affiliated with The Wiser Financial Group nor any other entity referenced herein. Neither Kestra IS nor its affiliates provide legal or tax advice and are not Certified Public Accounting firms.
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*It is not possible to invest directly in an index. Exposure to an asset class represented by an index may be available through investable instruments based on that index. Past performance of an index is not an indication or guarantee of future results. Intent of this chart is to demonstrate equity market volatility and why it may make sense to seek professional advice when it comes to investing.